FIRST TIME BUYER

Whether you’re moving home, remortgaging, or looking for a buy to let mortgages, we are here to help

Whether you’re moving home, remortgaging, or looking for a Buy to let mortgage, we are here to help

Why Gem mortgages

We offer a comprehensive range of mortgage products from across the market, and is an appointed representative of TenetLime Ltd. I started the business in 2018 in Trowbridge, and with over 20 years experience in the banking industry, you will receive expert knowledge from someone friendly and approachable.

Why Gem mortgages

We offer a comprehensive range of mortgage products from across the market, and we are an appointed representative of PRIMIS Mortgage Network, a trading name of TenetLime Ltd. I started the business in 2018, so with over 20 years experience in the banking industry, so you will receive expert knowledge from someone who is friendly and approachable.

The benefit of a mortgage broker is that we have access to hundreds of mortgage products, so you don’t have to do lots of research on mortgage comparison and mortgage calculators. The right mortgage isn’t just based on the best interest rates, they vary on borrowing criteria, and how much you can overpay, and which ones more likely to accept your circumstances. Therefore, finding what’s right for you is a lot more complex than you may think. Gem Mortgages have been helping people in Trowbridge and around Wiltshire for many years, and most clients come back to the same familiar face for their mortgage renewal.

A trusted and reliable mortgage broker

We are fully regulated and qualified to advise on Mortgages and Insurance, so we can make recommendations that are right for you from our in-depth knowledge of products available. Gem Mortgages is an established local business that is entrusted to offer products from leading banks such as HSBC, NatWest and Halifax, so you don’t have to do any of the leg work with mortgages comparison.

A trusted and reliable mortgage broker

We are fully regulated and qualified to advise on Mortgages and Insurance, so we can make recommendations that are right for you from our in-depth knowledge of products available. Gem Mortgages is an established local business that is entrusted to offer products from leading banks such as HSBC, NatWest and Halifax, so you don’t have to do any of the leg work with mortgages comparison and multiple applications.

The London Institute of Banking & Finance accreditation for CeMAP

Fully Qualified to advise

Gem Mortgages are fully qualified to issue financial advice through a CeMAP qualification that is issued by The London Institute of Banking & Finance, as well a ongoing training trough Tenet Lime for regulatory changes
See website
Wrights Residential Estate agents

wrights residential

Gem Mortgages has partnered with local award winning estate agent, Wrights residential. To help provide easy access to financial advice through a trusted supplier.
Wrights website
Tenet Lime Mortgage Broker

tenet Lime ltd

Gem Mortgages is a an appointed representative of TenetLime Limited, which enables us to offer a comprehensive range of mortgage products from across the market
Tenet website

Customer reviews

5/5
Amber Davies
Absolutely 5 star service! Gemma was so helpful. ALWAYS on hand if we had any queries or needed help with the paperwork. Gemma is very knowledgeable and has a lot of experience within this industry. Friendly, professional and the best in the business. You wouldn’t want to go anywhere else. Trust me !! July 2024
Christopher Phillips
Always use Gemma at Gem Mortgages for years now as our family mortgage broker. Always amazed and how good she is and what good deals she obtains for us. Fast and efficient January 2024
Jacqui Milligan
Gemma is personable, efficient, dilligent and quick to respond to queries. Nothing is ever too much trouble. Highly recommended. June 2024
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call now for a free consultation

call now for a consultation

What are our Fees and Charges?

 

Insurance

We will not charge you a fee for our services relating to insurance, but we will receive commission from the product provider. The commission will be calculated as a proportion of the premiums paid for the insurance product. You will receive a quotation which will tell you about the fees and charges relating to any insurance policy that we recommend.

 

Mortgages

No fee will be charged for our advice services. We will be paid a procuration fee from the lender.